3 Graphs To Show This Isn’t a Housing Bubble

With all the headlines and buzz in the media, some consumers believe the market is in a housing bubble.
With all the headlines and buzz in the media, some consumers believe the market is in a housing bubble.
If rising home prices leave you wondering if it makes more sense to rent or buy a home in today’s housing market, consider this.
As there’s more and more talk about the real estate market cooling off from the peak frenzy it saw during the pandemic, you may be questioning what that means for your plans to sell your house.
When the pandemic hit in 2020, many experts thought the housing market would crash.
Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent.
The housing market is at a turning point, and if you’re thinking of buying or selling a home, that may leave you wondering: is it still a good time to buy a home?
If you’ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait?
With so much talk about an economic slowdown, some people are asking if the housing market is heading for a crash like the one in 2008.
It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years.
According to a recent survey, more and more Americans are concerned about a possible recession.
If you’re looking to buy your first home, you’re likely balancing several factors.
As people realize their needs are changing, some are turning to luxury housing to find their dream home.
Americans’ opinion on the value of real estate as an investment is climbing.
If you’re following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers.
Many people are wondering: will home prices fall this year?
According to a recent survey from the National Association of Realtors (NAR), one of the top challenges buyers face in today’s housing market is finding a home that meets their needs.
While you may have seen recent stories about the volume of foreclosures today, context is important.
In today’s housing market, homeowners have a great opportunity to sell their house and receive the best terms for their personal situation.
Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year.
If you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or condos) could be a great alternative for you.
Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes.
When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information.
Having an experienced guide coaching you through the process of buying or selling a home is important in a normal market – but today’s market is far from normal.
For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market.
Many analysts projected home price appreciation would slow dramatically in the fall of 2021 and then continue to soften throughout 2022.
Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close.
As a buyer in a sellers’ market, sometimes it can feel like you’re stuck between a rock and a hard place.
As we move into 2022, both buyers and sellers are wondering, what’s next?
Selling your house is no simple task.
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From the opportunity to take advantage of today’s low mortgage rates to changing homeowner needs, Americans have more motivation than ever to buy a home.
The post If You Think the Housing Market Will Slow This Winter, Think Again. appeared first on Keeping Current Matters.
The sense of pride you’ll feel when you purchase a home can’t be overstated.
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If you’re thinking of buying a home in today’s housing market, you may be wondering how strong your investment will be.
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Black Friday and Cyber Monday are over, which means some shoppers have wrapped up their holiday buying.
The post Homebuyers Are Going on a Shopping Spree This Winter appeared first on Keeping Current Matters.
Are you thinking about selling your house right now, but you’re not sure you’ll have the time to do so as the holidays draw near?
The post Sellers: You’ll Likely Get Multiple Strong Offers This Season appeared first on Keeping Current Matters.
The past year and a half brought about significant life changes for many of us.
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Like most industries, residential real estate has a seasonality to it.
The post Home Sales About To Surge? We May See a Winter Like Never Before. appeared first on Keeping Current Matters.
Your equity is a powerful tool that can help you achieve your goals as a homeowner.
The post 4 Ways Homeowners Can Use Their Equity appeared first on Keeping Current Matters.
The post Numbers Don’t Lie – It’s Still a Great Time To Sell [INFOGRAPHIC] appeared first on Keeping Current Matters.
With the average 30-year fixed mortgage rate from Freddie Mac climbing above 3%, rising rates are one of the topics dominating the discussion in the housing market today.
The post Two Graphs That Show Why You Shouldn’t Be Upset About 3% Mortgage Rates appeared first on Keeping Current Matters.
In today’s housing market, the number of homes for sale is much lower than the strong buyer demand.
The post How Sellers Win When Housing Inventory Is Low appeared first on Keeping Current Matters.
Many people have questions about home prices right now.
The post What’s Happening with Home Prices? appeared first on Keeping Current Matters.
The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation.
The post VA Loans: Helping Veterans Achieve Their Homeownership Dreams appeared first on Keeping Current Matters.
Sellers have a great opportunity this season as buyer demand still heavily outweighs the current supply of homes for sale.
The post Sellers: Your House Could Be an Oasis for Buyers Seeking More Options appeared first on Keeping Current Matters.
If you’re looking to buy or sell a house, chances are you’ve heard talk about today’s rising home prices.
The post What Does the Future Hold for Home Prices? appeared first on Keeping Current Matters.
While today’s supply of homes for sale is still low, the number of newly built homes is increasing.
The post Looking To Move? It Could Be Time To Build Your Dream Home. appeared first on Keeping Current Matters.
It’s impossible to research the subject of buying a home without coming across a headline declaring that the fall in home affordability is a crisis.
The post Important Distinction: Homes Are Less Affordable, Not Unaffordable appeared first on Keeping Current Matters.
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The financial benefits of buying a home versus renting one are always up for debate.
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A recent survey from LendingTree.com found there are multiple reasons why Americans would choose to purchase a home instead of renting.
The post Experts Agree: Homeownership Provides a Path to Long-Term Wealth appeared first on Keeping Current Matters.
Today’s housing market is truly one for the record books.
The post Don’t Wait for a Lower Mortgage Rate – It Could Cost You appeared first on Keeping Current Matters.
The last 18 months changed what many buyers are looking for in a home.
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When you hear the phrase home price appreciation, what does it mean to you?
The post A Look at Home Price Appreciation and What It Means for Sellers appeared first on Keeping Current Matters.
Whether or not you’ve been following the real estate industry lately, there’s a good chance you’ve heard we’re in a serious sellers’ market.
The post What Does Being in a Sellers’ Market Mean? appeared first on Keeping Current Matters.
One of the major questions real estate experts are asking today is whether prospective homebuyers still believe purchasing a home makes sense.
The post Real Estate: It’s Still a Lack of Supply, Not a Lack of Demand appeared first on Keeping Current Matters.
The question of whether the real estate market is a bubble ready to pop seems to be dominating a lot of conversations – and everyone has an opinion.
The post Are We in a Housing Bubble? Experts Say No. appeared first on Keeping Current Matters.
If you’re thinking of buying a home, there really is no time like the present.
The post Home Builders Ramp Up Construction Based on Demand appeared first on Keeping Current Matters.
Home prices have increased significantly over the last year, which in turn has grown the net worth of homeowners.
The post A Look at Home Price Appreciation Through 2025 appeared first on Keeping Current Matters.
For many young or first-time homebuyers, purchasing a home can feel intimidating.
The post The Truths Young Homebuyers Need To Hear appeared first on Keeping Current Matters.
Our homes are so much more than the houses we live in.
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This year, Americans are moving for a variety of reasons.
The post What’s Motivating People To Move Right Now? appeared first on Keeping Current Matters.
Are you clamoring for extra rooms or a more functional floorplan in your house?
The post Dreaming of a Bigger Home? Why Not Buy It This Year? appeared first on Keeping Current Matters.
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When stay-at-home mandates were enforced last year, many households realized their homes didn’t really fulfill their new lifestyle needs.
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Homeownership is a foundational part of the American Dream.
The post Americans Find the Nonfinancial Benefits of Homeownership Most Valuable appeared first on Keeping Current Matters.
The housing market keeps sailing along.
The post 4 Big Incentives for Homeowners to Sell Now appeared first on Keeping Current Matters.
So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market.
The post Are Interest Rates Expected to Rise Over the Next Year? appeared first on Keeping Current Matters.
Many people are sitting on the fence trying to decide if now’s the time to buy a home.
The post Why Waiting to Buy a Home Could Cost You a Small Fortune appeared first on Keeping Current Matters.
Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash.
The post There’s No Reason To Panic Over Today’s Lending Standards appeared first on Keeping Current Matters.
If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process.
The post Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year appeared first on Keeping Current Matters.
In a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known as For Sale By Owner, or FSBO) instead of working with a trusted real estate professional.
The post Don’t Sell on Your Own Just Because It’s a Sellers’ Market appeared first on Keeping Current Matters.
Last Friday, the Bureau of Labor Statistics released a very encouraging jobs report.
The post Latest Jobs Report: What Does It Mean for You & the Housing Market? appeared first on Keeping Current Matters.
Selling a home in winter is often a slow process. Since many home buyers traditionally hunker down as the temperature drops, particularly during the holidays, home sellers with real estate on the market typically see fewer buyers and lower offers. That’s your typical winter, but this winter is shaping up to be a whole different reality, even…
Home trends come and go, but social distancing and staying at home have ushered in a new way of life—and some of those changes have spurred home trends that are likely to stick around well past the COVID-19 era. “The idea of what is necessary is changing,” says Camille Thomas, a real estate matchmaker and lifestyle expert in…
Why Working from Home May Spark Your Next Move If you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses all over the country have figured out how to operate remotely to keep their employees healthy, safe, and productive. For many, it may be carrying into…
Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers back. Today, there are over 75 million Millennials and 67 million Gen Z’ers in the…
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Black Friday and Cyber Monday are behind us, yet finding the perfect holiday gifts for friends and family is certainly still top of mind for many right now. This year, there’s another type of buyer that’s very active this holiday season – the homebuyer. Each month, ShowingTime releases their Showing Index which tracks the average number of appointments received on…
Experts project an optimistic year for the 2021 housing market. With mortgage rates forecasted to remain low, high buyer demand is expected to fuel more home sales and continue to increase home prices. Let’s connect today to determine how to make your best move in the new year.
Sam Khater spends his day ensuring that Freddie Mac’s economics and research team delivers valuable insights and analysis on economic trends and policy issues affecting Freddie Mac and the housing market. With over 20 years’ experience in housing and economics, Khater brings extensive housing finance research and expertise to his role to Freddie Mac, which…
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With questionable headlines in the mass media and many recent price reductions in our area, we would like to share with you seven reasons why you can feel confident in today’s market: Prices are slowly increasing. Year-over-year prices in March 2018 were at a 17.6% increase, while September 2018 saw an increase of 11.3% over…